The Financial Services Compensation Scheme (FSCS) is backed by government and protects your savings up to £85,000 in the unlikely event that anything should happen to your bank, building society or credit union.
You'll probably never need us. But it's nice to know we're here.
If anything happens to your bank, building society or credit union, the FSCS automatically refunds savings up to £85,000 within 7 days. You won't have to do anything.
98% of the UK population have less than £85,000 in savings and are covered by the £85,000 protection limit.
The FSCS was established over 10 years ago. We have helped more than 4½ million people and paid out more than £26 billion in compensation.
To find out if your banks, building societies and credit unions share a banking authorisation use the FSCS Protection Checker
The FSCS protects savings which are held with all banks, building societies and credit unions which are authorised by the PRA.
There are more than 900 banks, building societies and credit unions authorised by the PRA.
To be certain that your savings are protected use the FSCS Protection Checker
FSCS does not recommend or endorse any particular deposit taker
This is the total amount of money you have in savings and current accounts.
Based on data that is correct of June 2014. Please see our terms and conditions.
The names of your selected banks and building societies will appear here
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Only the first £85,000 of your savings across the brands that share an authorisation are protected.
The FSCS protects savings up to £85,000 with authorised firms and applies to individuals and small businesses. In the unlikely event that anything happens to your bank, building society or credit union, the FSCS automatically refunds savings within seven days. You won't have to do anything.
For information about the full scope of our protection, visit the FSCS website.
For information about UK authorised firms and bank and building society brands which may share an authorisation visit the Financial Conduct Authority website.
The FSCS protects savings up to £85,000 with authorised firms and applies to individuals and small businesses. In the unlikely event that anything happens to your bank, building society or credit union, the FSCS automatically refunds savings up to £85,000 within seven days. You won't have to do anything.
As a saver with a substantial amount of money, you should always check to see if your providers share a banking authorisation to avoid exceeding the £85,000 protection limit per banking authorisation.
To find out more check the Financial Services Register for information about authorised firms or contact your financial services providers, financial advisers or the FSCS.
For information about the full scope of our protection, visit the FSCS website.
For information about UK authorised firms and bank and building society brands which may share an authorisation visit the Bank of England website.
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Only the first £85,000 of your savings across the brands that share an authorisation are protected.
The FSCS protects savings up to £85,000 with authorised firms and applies to individuals and small businesses. The highlighted fields show savings that may be at risk where:
The £85,000 limit applies to individuals. If your savings are in a joint account this limit increases to £170,000.
To find out more check the Financial Services Register for information about authorised firms or contact your financial services providers, financial advisers or the FSCS.
For information about the full scope of our protection visit the FSCS website.
For information about UK authorised firms and bank and building society brands which may share an authorisation visit the Financial Conduct Authority website.